There is an entity lurking out there that is almost as insidiously oppressive as the federal and many of the state governments. It is known as a “Home Owners Association” or “HOA.”
While the underlying concept of an HOA as an organization designed to maintain a certain quality of life and real property values may be benign enough, when put in practice the HOA more often than not becomes a tyrannical liberty limiting organization with absolutely no resemblance to a representational homeowners organization.
One might think because the HOA’s governing body is elected by the owners, that it would be a representational body for the purpose of serving the interests of the owners and community and while that may be the supposed intent, the reality is that they serve their own and the corporate interests, just like the politicians that we elect. In all fairness the HOA does take care of building and grounds maintenance and some may cover insurance and community improvements.
However, just like government their singular purpose seems to be to create rules for issues that don’t exist or existed in the past but are no longer relevant, complete with violation letters, fines and possible expulsion from the community. For all of this each owner is obligated to pay anywhere from a moderate association dues to some fairly exorbitant fees, once again, just like government.
With all said, this is but a word of caution, take care before buying into an HOA situation, read the fine print and ask yourself, “just how much freedom and liberty are you willing to sacrifice to live in a managed community?”